In 1977, Congress enacted the Community Reinvestment Act (CRA), which requires federal financial regulatory agencies to encourage regulated financial institutions to help meet the credit needs of their local communities, including low- to moderate-income neighborhoods. The Federal Reserve’s community development function works to promote an understanding of the rights and responsibilities of individuals, communities and institutions regarding the CRA.

By filling out this form you will receive periodic updates on the CRA from the St. Louis Fed.